How It Works

INeedCash.co.uk is not a lender—it does not make short term cash loans or credit decisions. INeedCash.co.uk simply connects interested consumers with independent, licensed third party lenders.

INeedCash.co.uk's loan matching services happen in real time, so you could be connected with an independent lender in seconds. Register online from home on your PC or from anywhere using your mobile device. The loan matching process begins the minute you submit your registration. If matched with a lender, you will be presented with a loan offer subject to that lender's own terms and conditions. If you agree to those terms, the loan could be available for your use as early as a few hours.

Independent lenders have their own minimum requirements which must be met to be approved for a short-term, payday loan and one independent lender's requirements may differ from another's. Such minimum requirements typically include, but may not be limited to:
• 18 years of age or older
• A resident of the United Kingdom
• Valid checking or savings account
• Regular income of at least £500.00 per month

If matched with a third party lender, be sure you fully understand the lender's terms and conditions before agreeing to them. If you have any questions or concerns about your short-term, payday loan, you should contact your lender directly.